While we were apprehensive a bit, we still decided to join the program. Modifications Loan was very careful and worked out a clear payment plan that we knew we could afford. Here we are, not even two months later, and my family and I are able to smile each morning knowing we do not have to even think of foreclosure. That was the best phone call I ever made.

I contacted Modifications Loan on the recommendation of a friend..she had used your services as well (which I would have never known, had I not broken down to her!).This problem faces more families than you think, and our family was blessed to have found Modifications Loan. My Loan Modifier, David, was straightforward with me from the beginning. He explained to me that the process would take time and there is no telling what kind of rate to expect.

I took on the role of trying to work with our bank directly to modify our loan. After endless faxes that were always lost by them, and numerous phone calls, we were nowhere. Staying on hold, or being transferred from one department to another doesn't work with a 2 year old pulling at your leg! My wife and I were desperate to keep our home, and I felt as though I had failed my family. i contacted Modifications Loan and professional attorneys had my loan modified within 90 days.

When I lost my job, I didn't know where to turn. A friend had recommended the attorneys at Modifications Loan and I immediately called and signed up for the program. Not only did they save my home but we have an extra $2,000 each month that is not going to the mortgage. You are a true life saver.

So, here's my story, My loan is through Bank of America, and I contacted them and was "approved" for Loan Modification. Sounds like GREAT NEWS, right? WRONG!!! Their "modification" was going to cost me more than the payments I couldn't afford, by over $475!! Obviously if I couldn't make my payments then, what would make them think I could tack on another $475? When I called them up their adjustor told me that only the 6 months I hadn't paid would be considered for modification and I'd also have to put down a "good faith" payment of $6,226.00. I still couldn't make any of these payments.

At this point I was at my wit's end!! When I contacted Modifications Loan you took over all my correspondence with the bank and not only has the additional $475 payment been removed, my monthly payments dropped an additional $633 more!! Also, I don't have the pay that "good faith" payment (which I didn't have in the first place). I can finally make my payments! Thank you again Modifications Loan, you're life savers!!

Fill out the form on the right to find out. The sooner you get started, the better your modification.