888-381-1582

THE KRUP LAW GROUP

Loan Modification Lawyers

Restructure your mortgage loan • Lower payments without refinancing • Save money & prevent foreclosure
Call us or fill out the form on the right for a FREE quote.

Robert M. and Family lowered their payment by $1,675/mo

While we were apprehensive a bit, we still decided to join the program. Modifications Loan was very careful and worked out a clear payment plan that we knew we could afford. Here we are, not even two months later, and my family and I are able to smile each morning knowing we do not have to even think of foreclosure. That was the best phone call I ever made.

Zach W. lowered his monthly payment by $2,450/mo

I contacted Modifications Loan on the recommendation of a friend..she had used your services as well (which I would have never known, had I not broken down to her!).This problem faces more families than you think, and our family was blessed to have found Modifications Loan. My Loan Modifier, David, was straightforward with me from the beginning. He explained to me that the process would take time and there is no telling what kind of rate to expect.

Clarence and Avis Watkins lowered their monthly payment by $915/mo

I took on the role of trying to work with our bank directly to modify our loan. After endless faxes that were always lost by them, and numerous phone calls, we were nowhere. Staying on hold, or being transferred from one department to another doesn't work with a 2 year old pulling at your leg! My wife and I were desperate to keep our home, and I felt as though I had failed my family. i contacted Modifications Loan and professional attorneys had my loan modified within 90 days.

Henry and Ida Suh lowered their monthly payment by $2,000/mo

When I lost my job, I didn't know where to turn. A friend had recommended the attorneys at Modifications Loan and I immediately called and signed up for the program. Not only did they save my home but we have an extra $2,000 each month that is not going to the mortgage. You are a true life saver.

Spencer R. lowered his monthly payment by $750/mo

So, here's my story, My loan is through Bank of America, and I contacted them and was "approved" for Loan Modification. Sounds like GREAT NEWS, right? WRONG!!! Their "modification" was going to cost me more than the payments I couldn't afford, by over $475!! Obviously if I couldn't make my payments then, what would make them think I could tack on another $475? When I called them up their adjustor told me that only the 6 months I hadn't paid would be considered for modification and I'd also have to put down a "good faith" payment of $6,226.00. I still couldn't make any of these payments.

James and Brianne Plata lowered their monthly payment by $450/mo

At this point I was at my wit's end!! When I contacted Modifications Loan you took over all my correspondence with the bank and not only has the additional $475 payment been removed, my monthly payments dropped an additional $633 more!! Also, I don't have the pay that "good faith" payment (which I didn't have in the first place). I can finally make my payments! Thank you again Modifications Loan, you're life savers!!

How much will you lower your payment by?

Fill out the form on the right to find out. The sooner you get started, the better your modification.


Streamlined Loan Modification Program

Fannie Mae, Freddie Mac, Hope and the Federal Housing Finance Agency recently announced the new Streamline Modification Program (SMP) devised to assist homeowners in stopping foreclosure.

The qualifications for entry into this program are as follows:

The homeowner must meet certain criteria to be eligible for the new loan modification program. To begin with, the mortgage must be taken out before January 1, 2008 and the principal must be equal to or greater than 90 percent of the home’s market value, it must be a single-family residence or a condo and the homeowner’s primary residence.

In addition, the homeowner must be three months or more late on the mortgage payments, which are greater than 38 percent of the gross monthly income. The income must be verifiable and the homeowner needs to show financial hardship.

IF the homeowner meets the above criteria, they might qualify for assistance.

What if you do not meet all the requirements?
That’s when a forensic loan audit needs to be performed to ensure they were put in the right loan for their needs, that they weren’t taken advantage of and the loan is a fair and just match for that homeowner.

ModificationsLoan.com Loan auditors have a trained eye for mortgage violations. You need a forensic loan audit to detect evidence that can be used when negotiating with the loan servicer for a loan modification.

Contact us today for a free consultation by a loan modification specialist to see if you qualify for a loan modification (888) 381-1582.'