888-381-1582

THE KRUP LAW GROUP

Loan Modification Lawyers

Restructure your mortgage loan • Lower payments without refinancing • Save money & prevent foreclosure
Call us or fill out the form on the right for a FREE quote.

Robert M. and Family lowered their payment by $1,675/mo

While we were apprehensive a bit, we still decided to join the program. Modifications Loan was very careful and worked out a clear payment plan that we knew we could afford. Here we are, not even two months later, and my family and I are able to smile each morning knowing we do not have to even think of foreclosure. That was the best phone call I ever made.

Zach W. lowered his monthly payment by $2,450/mo

I contacted Modifications Loan on the recommendation of a friend..she had used your services as well (which I would have never known, had I not broken down to her!).This problem faces more families than you think, and our family was blessed to have found Modifications Loan. My Loan Modifier, David, was straightforward with me from the beginning. He explained to me that the process would take time and there is no telling what kind of rate to expect.

Clarence and Avis Watkins lowered their monthly payment by $915/mo

I took on the role of trying to work with our bank directly to modify our loan. After endless faxes that were always lost by them, and numerous phone calls, we were nowhere. Staying on hold, or being transferred from one department to another doesn't work with a 2 year old pulling at your leg! My wife and I were desperate to keep our home, and I felt as though I had failed my family. i contacted Modifications Loan and professional attorneys had my loan modified within 90 days.

Henry and Ida Suh lowered their monthly payment by $2,000/mo

When I lost my job, I didn't know where to turn. A friend had recommended the attorneys at Modifications Loan and I immediately called and signed up for the program. Not only did they save my home but we have an extra $2,000 each month that is not going to the mortgage. You are a true life saver.

Spencer R. lowered his monthly payment by $750/mo

So, here's my story, My loan is through Bank of America, and I contacted them and was "approved" for Loan Modification. Sounds like GREAT NEWS, right? WRONG!!! Their "modification" was going to cost me more than the payments I couldn't afford, by over $475!! Obviously if I couldn't make my payments then, what would make them think I could tack on another $475? When I called them up their adjustor told me that only the 6 months I hadn't paid would be considered for modification and I'd also have to put down a "good faith" payment of $6,226.00. I still couldn't make any of these payments.

James and Brianne Plata lowered their monthly payment by $450/mo

At this point I was at my wit's end!! When I contacted Modifications Loan you took over all my correspondence with the bank and not only has the additional $475 payment been removed, my monthly payments dropped an additional $633 more!! Also, I don't have the pay that "good faith" payment (which I didn't have in the first place). I can finally make my payments! Thank you again Modifications Loan, you're life savers!!

How much will you lower your payment by?

Fill out the form on the right to find out. The sooner you get started, the better your modification.


Predatory Lending

Typical violations of predatory lending ModificationsLoan.com in house attorneys and specialists find in many client loan files:

  1. Broker disclosures were never made
  2. Risk factors for credit were not disclosed
  3. Your FICO scores were not properly disclosed
  4. RESPA booklet was not received on time (or not at all)
  5. Some documents were not signed or notarized properly
  6. There is no ARM disclosure or the ARM disclosure is not accurate
  7. There is no Final Hud-1 in the file or the Final Hud is not accurate
  8. Notice of Right to Cancel (two copies) were not given to each borrower
  9. Truth in Lending Notice of Right to Cancel is not filled out properly by the lender
  10. A good faith estimate (GFE) was not given within three days of taking the loan application
  11. No payment schedule is included in the loan documents or the payment schedule is not accurate
  12. Truth in Lending info was not recieved (or mailed) within three days of taking your loan application
  13. There is no copy of the promissory note (it is unclear who owns your loan...or who is entitled to enforce it)
  14. Three Day rescission period was not provided for clients who sign and loan funds on same day (non-purchase money loans)
  15. Truth in Lending Statement does not accurately disclose the finance charges, APR, amount financed, or total of payments

Contact us today for a free consultation by a loan modification specialist to see if you qualify for a loan modification (888) 381-1582.