888-381-1582

THE KRUP LAW GROUP

Loan Modification Lawyers

Restructure your mortgage loan • Lower payments without refinancing • Save money & prevent foreclosure
Call us or fill out the form on the right for a FREE quote.

Robert M. and Family lowered their payment by $1,675/mo

While we were apprehensive a bit, we still decided to join the program. Modifications Loan was very careful and worked out a clear payment plan that we knew we could afford. Here we are, not even two months later, and my family and I are able to smile each morning knowing we do not have to even think of foreclosure. That was the best phone call I ever made.

Zach W. lowered his monthly payment by $2,450/mo

I contacted Modifications Loan on the recommendation of a friend..she had used your services as well (which I would have never known, had I not broken down to her!).This problem faces more families than you think, and our family was blessed to have found Modifications Loan. My Loan Modifier, David, was straightforward with me from the beginning. He explained to me that the process would take time and there is no telling what kind of rate to expect.

Clarence and Avis Watkins lowered their monthly payment by $915/mo

I took on the role of trying to work with our bank directly to modify our loan. After endless faxes that were always lost by them, and numerous phone calls, we were nowhere. Staying on hold, or being transferred from one department to another doesn't work with a 2 year old pulling at your leg! My wife and I were desperate to keep our home, and I felt as though I had failed my family. i contacted Modifications Loan and professional attorneys had my loan modified within 90 days.

Henry and Ida Suh lowered their monthly payment by $2,000/mo

When I lost my job, I didn't know where to turn. A friend had recommended the attorneys at Modifications Loan and I immediately called and signed up for the program. Not only did they save my home but we have an extra $2,000 each month that is not going to the mortgage. You are a true life saver.

Spencer R. lowered his monthly payment by $750/mo

So, here's my story, My loan is through Bank of America, and I contacted them and was "approved" for Loan Modification. Sounds like GREAT NEWS, right? WRONG!!! Their "modification" was going to cost me more than the payments I couldn't afford, by over $475!! Obviously if I couldn't make my payments then, what would make them think I could tack on another $475? When I called them up their adjustor told me that only the 6 months I hadn't paid would be considered for modification and I'd also have to put down a "good faith" payment of $6,226.00. I still couldn't make any of these payments.

James and Brianne Plata lowered their monthly payment by $450/mo

At this point I was at my wit's end!! When I contacted Modifications Loan you took over all my correspondence with the bank and not only has the additional $475 payment been removed, my monthly payments dropped an additional $633 more!! Also, I don't have the pay that "good faith" payment (which I didn't have in the first place). I can finally make my payments! Thank you again Modifications Loan, you're life savers!!

How much will you lower your payment by?

Fill out the form on the right to find out. The sooner you get started, the better your modification.


Mortgage Loan Audit

A Mortgage Loan Audit is a primary piece to negotiating a successful loan modification with the majority of lenders. The process is referred to under several different names including a Mortgage Loan Audit, Forensic Audit and Forensic Document Review. The primary purpose of the audit is to determine if their are any lending violations performed by your lender. Statistics show that a high percentage of loans granted over the last five years have some sort of violation of serious real estate laws.

The federal government mandates that all home loans must follow strict lending laws. Any slight violation by the lender or an agent of the lender is an actionable violation. Our professional auditors confirm compliance with all of the following laws and regulations:

  1. State and Federal Predatory Lending Laws
  2. Real Estate Settlement & Procedures Act (RESPA)
  3. Truth in Lending Act (TILA)
  4. Home Mortgage Disclosure Act (HMDA)
  5. Fair Housing Act (FHA)
  6. Equal Credit Opportunity Act (ECOA) and more

In order to accurately discover these violations a Forensic Mortgage Loan Audit is necessary by a qualified forensic loan auditor and real estate attorney. When violations in the lending terms or process are found, the negotiation process with the lender is much quicker and the borrowers position is much more powerful because it is far more expensive for any lender to engage in litigation than modify a loan. Our trained auditors will meticulously dissect your loan in order to find any predatory lending issues which will be highly beneficial to the ultimate loan modification.

As you do your research, make sure to find a company that can perform a thorough forensic loan audit by qualified and experienced professionals. A forensic loan audit could be the difference between success and failure of your loan modification. You can trust in the professionals at ModificationsLoan.com to fight for you at every step of the process.

Contact us today for a free consultation by a loan modification specialist to see if you qualify for a loan modification (888) 381-1582.