How Our Loan Modification Program Works

Please follow the steps below to see if our loan modification program is right for your situation.

1. The first step is the free consultation. Simply call the number on the website or fill out the form and one of our specialists will contact you within 24 hours.

2. After our initial conversation, we will be able to determine if you fit within the parameters for our loan modification program. During this initial consultation, you will be asked a variety of questions, please answer them truthfully and candidly as this will only benefit your overall situation.
3. If we unilaterally determine that you fit within our program, then we will send a Loan Modification Program Agreement containing a Borrower's Authorization. The Borrower's Authorization, enables our team to communicate with your lender. At this point, a username and password will be created for you on this website so that you may login at anytime and see your progress. You can also ask questions from our backend client interface.
4. In conjunction with the Loan Modification Program Agreement, we will send you the Loan Modification Financial Worksheet. These documents will address detailed aspects of your current and past financial history. Our loan modification specialists will work with you to complete these documents.
5. Once your documents are submitted to us, we will begin communication with your lender and creation of the package to be submitted to your lender. While we are creating the package, our staff will be conducting a forensic loan audit to determine if there are any predatory lending violations.
6. The process generally takes between 60-120 days to complete. Once complete we will present the new loan documents to you for execution. Please call today for your free consultation.